Your local store is not going to tell you that you can buy better bread cheaper at the shop down the road, just like a bank or broker won’t tell you that you can get a better home loan deal from a Mates Rates mortgage broker.
However you can – not just cheaper, but better as well, because we think of you as a mate. A Mates Rates Mortgage Broker makes choosing a better mortage from hundreds of options simple. Here are 5 things we do to get you a better deal:
- 100% Mortgage Rebates
- 100% of Lender Products impartially compared
- 100% Professional
- 100% One Company
- 100% Independent
Request a free appointment – No charge, no obligation and in the comfort of a time and place that suits you. You can also call us on 1300 55 81 61.
100% Mortgage Rebates.
Lenders pay mortgage brokers, including Mates Rates, an ongoing commission which can be up to 0.35% p.a.
We pay 100% of it to you, each month as a mortgage rebate and we still don”t need to charge you a fee for arranging your loan either.
That’s becuase most of the work done by a mortgage professional is in loan selection and arrangement so Mates Rates Mortgage Brokers uses the Up Front commission, also paid by lenders, to cover this work. As a guide, the UpFront for an average sized loan is around $2,100 which enables us to run a professional business.
No other mortgage broker does this, although we have been paying ongoing rebates to our clients since 2004.
100% Inclusion. We search, you save.
It may come as a shock to you, but brokers including Aussie and Mortgage Choice exclude dozens of leading products and lenders from their comparison process simply because the commissions paid for those products are too low. In fact Mates Rates offers 4 times the number of CANNEX 5 Star Fixed Rate loans and 25% more 5 Star Variable Rate loans than you can access through Aussie.
100% of all products from any lender willing to pay Mates Rates any commission for brokering those products are included in our searches, impartial comparisons and recommendations.
100% Professional. No adviser commissions.
Your dedicated Mates Rates mortgage broker is a qualified and deeply experienced finance professional. Unlike most mortgage brokers, our brokers work for a salary, not commission.
Mates Rates mortgage brokers look out for the fine print, extra costs and discounts as well as the interest rate to provide you with a better indication of the real cost of a different options. Even small differences in your mortgage rate, the fees and charges, discounts and rebates could save you thousands in the long run.
We pay them to do one thing and one thing only, to offer you the best advice and help they can.
100% One Company.
Mates Rates Mortgage Brokers is not a franchise and it does not subcontract mortgage brokers, which means we take more care in choosing, training and supporting our mortgage broker and support team.
You’ll never get stuck in the middle of he said/she said because we are one company.
100% Independent.
Mates Rates is not just independently owned and operated, the state of the art software your Mates Rates mortgage broker uses is also independently owned, developed and maintained. This specialist finance tool is in use in leading mortgage research businesses, other mortgage brokers as well as lenders.
The information the software uses is regularly updated and is provided by independent finance research company Canstar CANNEX.
Find a home loan with someone you can trust, talk to a professional. Request a free appointment – No charge, no obligation and with the comfort of a time and place that suits you. You can also call us on 1300 55 81 61.
