If you already have a home loan and you find yourself reading this, then the one you have probably isn’t up to scratch. You should think about arranging a, no obligation, pressure free Home Loan Health Check – A professional Mates Rates mortgage broker does not work on commission, so there is no hard sell to switch lenders or loan
Signs that your mortgage is harming your financial health include:
- Your effective interest rate (interest and fees) is higher than it needs to be
- You have other debts besides your mortgage
- You don’t feel like you are getting anywhere
- You pay too many fees
- You worry about repayments
If you are suffering any of these symptoms, you will probablty benefit from a mortgage health check to make sure the mortgage you have in place is the right one for you and that you aren’t paying too much.
Refinancing Tip:
If you can’t recover the cost of refinancing within 1 to 2 years, you probably shouldn’t switch lenders. A Mates Rates mortgage broker can help work out the cost of refinance and simplify your decision.