In the world of home loans, most of us focus solely on interest rates when looking to secure the best deal to save money.
But what if there was another way to save even more — tens of thousands of dollars, in fact — beyond just securing a competitive rate?
At Mates Rates Mortgage Brokers, we’re not only helping our clients find the best loans with the lowest interest rates; we’re giving back to them through our innovative cashback program. This unique initiative gives you cash back for every single month of the life of your home loan, helping you pay it off faster and save significantly in the long run.
Our gift to you is something not even the richest person in the world can buy more of …Time!
That’s right, our Exclusive Mates Rates Cash-back gives you precious debt free Time as the cash credited to your home loan and the compound interest savings this provides, can shave years off the loan term.
If you’re not yet getting cash-back on your home loan, you are paying too much and you’re missing out on a game-changing opportunity to take control of your finances.
But don’t just take our word for it—let’s introduce you to Raif, one of our loyal clients, whose story highlights how impactful our cashback program can be.
Okay, so Raif isn’t his real name, but we promise you his story is 100% real!
Raif has been a client of Mates Rates Mortgage Brokers for more than a decade. Like many Australians, he has a home loan (actually several home loans) and over the years, he’s relied on Mates Rates to manage them effectively.
But Raif’s story stands out for one simple reason: over his time with Mates Rates he has already received over $38,000 in direct cash-back and in addition saved almost as much in compound interest, thanks to Mates Rates Mortgage Brokers.
These savings aren’t just loose change — they’re a substantial reduction in the principal of his home loan. This, in turn, reduces the amount of interest Raif has paid, and will continue to pay over the life of his loan. When you factor in compound interest savings, Raif’s total benefit is MASSIVE.
What’s more, Raif is thrilled to know that he’s on track to pay off his mortgage faster than he ever imagined, thanks to Mates Rates Mortgage Brokers’ cashback program.
For us, Raif’s success is why we do what we do. Helping our clients achieve their financial goals, whether it’s paying off a home loan sooner or saving money along the way, is at the heart of our mission.
Our cashback program is simple, yet incredibly effective. Here’s how it works:
Now it’s time to ask yourself:
For most people, the answer is a big fat $0. Traditional lenders and brokers just DO NOT or WILL NOT, share their profits with their clients. Think of it if you like a fee for NO service!
Sure, brokers get you a home loan, there are now reportedly 21,000 brokers that can get you a home loan BUT what do those 21,000 brokers do for you after they get you your home loan that they should be paid every month for the life of your loan for up to 30 years? That’s the loan term!
There is only one MATES RATES
At Mates Rates, we believe this is a missed opportunity. You work hard to make your home loan payments, and we think you deserve a partner who works just as hard to help you save.
When it comes to choosing the right mortgage broker, trust and transparency are key. Here’s why Raif—and thousands of others—have chosen to work with us!
One of the most powerful aspects of our cashback program is how it reduces your interest payments over time.
Just as compound interest is a powerful savings tool, so too is the compound savings on your home loan you’ll enjoy as our cash-back is credited to your home loan every month!
By lowering your home loan balance every month, you’ll pay less interest overall. This means your monthly repayments work harder for you, going further toward paying off your loan rather than just contributing to paying off the interest.
For all of our clients like Raif, this can result in tens of thousands of dollars in additional savings over the loan term. It’s a WIN/WIN situation: you save money every month, and you reach mortgage freedom sooner!
Raif’s story is impressive, but it’s just the beginning. Imagine what you could save over the life of your loan with Mates Rates on your side. Whether you’re just starting out with a new home loan or looking to refinance, our cashback program is designed to maximise your savings and reduce the length of your home loan.
The best part? The sooner you start, the sooner and more you will save. Every month that goes by without cashback is a missed opportunity to reduce your loan balance and pay less interest, and you pay MORE.
In the June 2024 quarter, for the first time brokers settled more than $100 billion in a quarter.
$100.11 billion in the June quarter = $150,165,000 in available cash-back for the year just for 3 months in the June quarter.
How much CASH are you leaving on the table?
Contact Mates Rates Mortgage Brokers NOW to receive the trailing commissions on your home loan and TAKE your cash off the table!
Saving nearly $70,000, like Raif, is just the beginning. The question isn’t “if” you can save—it’s “how much” will you save! AND when?
If you’re ready to take control of your home loan and start putting money back in your pocket, it’s time to partner with Mates Rates Mortgage Brokers.
The sooner you get started, the sooner you’ll see the benefits of cashback working for you. Like Raif, you could be on your way to saving tens of thousands of dollars and achieving mortgage freedom sooner than you thought possible.
Our cashback program is just one of the ways we’re revolutionising the mortgage experience for our clients. Whether it’s through our cashback program or personalised loan advice,
we’re dedicated to helping you achieve your financial goals.
Contact us today to find out how much you could save. Let us work with you to make your financial goals a reality.
