Home Loans

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Home Loans

Pay off your home loan sooner with a Mates Rates Cash-Back home loan!

At Mates Rates Mortgage Brokers we are proudly the original and the best cash back mortgage broker, having invented cash back home loans in 2005.

Whether you’re buying a home, refinancing a home, after an owner-occupied home loan or an investment property loan, our cash back home loan could see you paying off your loan much sooner. So far, we’ve paid more than $10 million in cash back to people just like you.

What is a Cash-Back home loan?

All banks and home loan lenders pay mortgage brokers both an upfront commission as well as ongoing monthly trail commissions every single month for the life of your loan.

With a Mates Rates Mortgage Brokers cash back home loan, our expert Mates Rates Mortgage Brokers organise your home loan for you, taking away the time, stress and hassle it takes to find the best home loan for you…

…AND we pay all of the trail commissions to you as cash back, each and every month for the life of your loan!

Our services are free to you and you’ll get the same interest rate as you’d receive directly from the lender. The only difference is, we pay you cash back every single month!

Why use a Mates Rates Cash-Back Mortgage?

Cash-Back Payment

Save thousands of dollars over the life of your home loan with our monthly cash back payments.

Free Service

We don’t charge you for our services – our “fee” is taken from the upfront commission we receive from the lender, instead of from your pocket.

Best Deal For You

Our Lender Commission Leveller ensures no home loan lender is left out of consideration because we are always paid the same amount, regardless of the lender’s commission percentage.

Best Home Loan Rates

We offer the same great rates and deals as you would receive when going direct to the lenders.

Expert Advice

Our expert brokers save you time and money as they guide you and help you through the entire loan process.

Wide Choice Of Lenders

We compare thousands of loans and rates from more than 45 banks and other home loan lenders.

Mates Rates Mortgage Brokers range of Cash-Back home loans

At Mates Rates Mortgage Brokers, we offer cash back home loans for an extensive range of home loans, including:

  • Fixed Rate Home Loans
  • Variable Rate Home Loans
  • Split Rate (Fixed/Variable) Home Loans
  • Principal & Interest (P&I) Home Loans
  • Refinancing Home Loans
  • First Home Buyer Home Loans
  • Interest Only Home Loans
  • Self Employed Home Loans
  • Full Doc Home Loans
  • Expat Home Loans for UK Citizens
  • SMSF Loans
  • Investment Home Loans
  • DHOAS Loans
  • Bridging Loans
  • Family Equity Loans – also known as Guarantor Loans
  • Low Doc/Alt Doc Loans

When was the last time you checked the health of your home loan?

Could you be getting a lower interest rate, paying off your home loan faster or building equity and earning cash back for the life of your home loan?

It only takes seconds to take the health of your home loan and find out how easy it is to beat inflation with our FREE home loan check.

Don’t have time to research the best interest rates for your home loan?

Relax, that’s our job, not yours!

At Mates Rates Mortgage Brokers we do all the heavy lifting for you at no additional cost to you and update our website DAILY with the Hottest Variable Rate Home Loan.

Take a look at today’s hottest deal.

To begin your home loan application process and start paying off your home loan soon with our cash back home loan, give us a call on Call 1300 558 161, email to info@matesratesmortgages.com.au or enquire online.

One of our mortgage brokers will give you a call and get your home loan application process started.

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