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  • Home
  • Services
    • Cash-Back Mortgages
      • Cash-Back Mortgages Explained
      • How much can I save
      • Cash-Back Comparison
      • Our Process
      • FAQs
      • Enquire Today
    • Home Loans
    • Refinancing Loans
    • Investment loans & SMSF loans
    • Expat Home Loans
    • Construction Loans
    • DHOAS Loans
    • Commercial Loans
    • Car & Personal Loans
    • Compare Your Electricity Gas and Internet
    • Honey Insurance
    • Partners
  • Calculators
    • How much can I save with Cash-Back?
    • Stamp duty calculator
    • How much does it cost to buy & sell?
    • How much can I borrow?
  • Knowledge
    • Blog
    • Mortgage Lingo
    • Cash back Mortgage Comparison
  • FAQs
  • About
    • Our Home Loan Application Process
    • Community
    • Ambassador Program
    • Testimonials
    • Meet Trent
  • Contact Us
How Can We Help?

Mortgage Broker FAQ

  • How does Mates Rates Mortgage Brokers get paid?
  • How much could you save with a cash back home loan from Mates Rates Mortgage Brokers?
  • What is a Mates Rates Mortgage Brokers cash back mortgage?
  • What is a mortgage broker?
  • What is cash back?
  • What are the types of mortgage brokers?

Types of Home Loans FAQ

  • What are the main types of home loans available in Australia?
  • What is a bridging loan?
  • What is a construction home loan?
  • What is a DHOAS Loan?
  • What is a family equity loan?
  • What is a fixed home loan?
  • What is a low-doc home loan?
  • What is a Principal & Interest (P&I) home loan?
  • What is a split rate (fixed/variable) home loan?
  • What is a variable home loan?
  • What is an Expat Home Loan for UK Citizens?
  • What is an interest-only home loan?
  • What is an investment home loan?
  • What is an SMSF loan?
  • Why use a mortgage broker instead of a bank?

Home Loan Process FAQ

  • How does a lender assess my ability to meet my loan repayments?
  • How long does a home loan settlement take?
  • What information will I need for my home loan application?
  • What is home loan pre-approval, conditional approval and full approval?
  • What is today's hottest variable rate home loan?
  • What percentage deposit do I need for a home loan?

Loan-to-Value Ratio (LVR) FAQ

  • How does your Loan-to-Value Ratio impact your home loan?
  • How is your LVR calculated?
  • Is LVR based on purchase price or valuation?
  • What is a home loan LVR?
  • What LVR should you aim for in a home loan?

First Home Owners Grant & First Home Guarantee Scheme FAQ

  • How much can you spend on a property to be eligible for the First Home Owners Grant?
  • How much is the First Home Owners Grant?
  • What is the First Home Guarantee (FHBG) scheme?
  • What is the First Home Owners Grant scheme?
  • Who is eligible for the First Home Owners Grant?

Lender’s Mortgage Insurance (LMI) FAQ

  • How much is the LMI premium?
  • Is Lenders’ Mortgage Insurance compulsory?
  • Is there stamp duty charged on your LMI premium?
  • What is Lenders Mortgage Insurance?
  • When do you have to pay Lenders’ Mortgage Insurance?
  • Who is protected by Lenders Mortgage Insurance?
  • Who pays Lenders’ Mortgage Insurance?
Popular Articles
  • Is there stamp duty charged on your LMI premium?
  • How much is the LMI premium?
  • Is Lenders’ Mortgage Insurance compulsory?
  • When do you have to pay Lenders’ Mortgage Insurance?
  • Who pays Lenders’ Mortgage Insurance?
Newest Articles
  • What are the types of mortgage brokers?
  • What is a mortgage broker?
  • Why use a mortgage broker instead of a bank?
  • What is cash back?
  • What is a Mates Rates Mortgage Brokers cash back mortgage?
Recently Updated Articles
  • What is cash back?
  • What is a family equity loan?
  • Why use a mortgage broker instead of a bank?
  • What is a fixed home loan?
  • What is a construction home loan?

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