What information will I need for my home loan application?

All lenders need to understand both your financial circumstances and your capacity to repay a home loan, which is why they will ask you for a wide range of documents.

Not understanding the documents required can negatively impact your assessment for a home loan and considerably delay the process, which is why as part of our mortgage broking services, we will advise you on all the documentation required well ahead of time and submit these documents to the bank or other lender on your behalf.

Some of the necessary paperwork may include copies of all of your bank statements, several years of tax returns, itemised lists of your ongoing expenses, assets, savings history, as well as any liabilities, such as other loans or credit card debt.