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What is a variable home loan?

With a variable rate home loan your interest rate can change, moving up or down,  depending on market conditions, the RBA cash rate, and decisions of your lender.

You’ll enjoy the most competitive interest rates and features such as offset accounts or redraw facilities as well as the ability to make extra repayments, however there is an element of uncertainty with interest rates, making it harder to budget for repayments.

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