These loans allow your total borrowings to be split into different loan types. The most common is part fixed, part variable which is a good way to maintain...
Settlement is the process for transferring property from buyer to seller. It involves various legal, financial and administrative tasks. In a nutshell, settlement is when you take legal and...
A way for older homeowners to access the wealth that's tied up in their home, reverse mortgages allow you to borrow money using the equity in your home...
Loan portability means that if you choose to move from your current home, you can choose to take your home loan along with you. The lender simply substitutes...
A personal loan is for personal purposes such as debt consolidation, school fees or taking a holiday. Learn more and/or apply at our Motor Finance & Personal Loans...
An offset account is a transaction account linked to your home loan. You can deposit your salary and savings into the account and the balance is then offset against the amount owing...
A car loan is secured by a motor vehicle and may be for business or personal purposes. Learn more and/or apply at our Motor Finance & Personal Loans...
A line of credit is like a personal overdraft or very large credit card. LOC’s provide borrowers access to a predetermined amount of credit whenever they need it.
The interest rate is low to attract borrowers. Also known as a honeymoon rate, this rate generally lasts for a short term before reverting to a much higher...
The interest rate on a fixed rate loan does not change during the fixed rate period. This means your minimum payment does not change either, so you can...
