Loan portability means that if you choose to move from your current home, you can choose to take your home loan along with you. The lender simply substitutes...
A personal loan is for personal purposes such as debt consolidation, school fees or taking a holiday. Learn more and/or apply at our Motor Finance & Personal Loans...
An offset account is a transaction account linked to your home loan. You can deposit your salary and savings into the account and the balance is then offset against the amount owing...
A car loan is secured by a motor vehicle and may be for business or personal purposes. Learn more and/or apply at our Motor Finance & Personal Loans...
A line of credit is like a personal overdraft or very large credit card. LOC’s provide borrowers access to a predetermined amount of credit whenever they need it.
The interest rate is low to attract borrowers. Also known as a honeymoon rate, this rate generally lasts for a short term before reverting to a much higher...
The interest rate on a fixed rate loan does not change during the fixed rate period. This means your minimum payment does not change either, so you can...
A business loan is a loan for business purposes such as car loans, cashflow and invoice financing. Learn more and/or apply at our Business Loan page.
The FHOG is a national scheme funded by the States and Territories and administered under their own legislation – so eligibility and offers differ from State to State. ...
The lender has the right to change the interest rate on a variable rate home loan. As an example, this may occur if the Reserve Bank of Australia increases its interest...
Repayment of the loan principal is deferred for an agreed period. During this time, the borrower only pays the interest charges which means a lower minimum payment. IO...
