Get Ahead with Mates Rates

For many tradies, the journey is clear. Get qualified, get on the tools, build a steady income, and work towards owning a home.
But getting the right finance along the way can be complicated.

At Mates Rates, we make it simple and we make it work in your favour.

A Smarter Way to Finance

Mates Rates was built on a simple idea. Finance should benefit you, not just the system behind it.

Instead of keeping ongoing commissions, we return them to you as monthly cashback on your home loan. This helps reduce your interest and pay off your loan faster.

It is a straightforward approach that puts more money back where it belongs. In your pocket.

Swift Tradie Loans

We understand how tradies work, earn, and grow. That is why we created Swift Tradie Loans.

Whether you are just starting out or ready to upgrade, we can help you access vehicle finance quickly and simply.

• Finance for utes and work vehicles
• Fast approvals with minimal paperwork
• Options available even if you are newly self employed
• Borrow up to seventy five thousand dollars

Our process is designed to be practical and flexible so you can get on the road sooner.

Finance That Grows With You

Mates Rates is here for more than just one loan.

From your first vehicle to growing your business and buying your home, we support you at every stage.

We can assist with:

• Home loans and refinancing
• Commercial lending
• Asset and equipment finance
• Personal lending

With decades of experience and real world understanding of lending and property, our focus is always on long term outcomes that work for you.

A Fairer Deal

At the core of Mates Rates is a simple belief.

Finance should be fair, transparent, and designed to benefit the client.

Our model ensures you keep more of what you earn while still accessing the right lending solution for your needs.

Get Started Today

Whether you are looking to finance a vehicle, refinance your home loan, or plan your next move, we are ready to help.

Speak to a broker today and take the next step with Mates Rates.

Get a quote